2026 federal tax uses annualized IRS brackets and the standard deduction—not paycheck withholding tables. FICA uses statutory rates. State tax is an optional flat percent.

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Biweekly Paycheck Calculator

Enter hourly or salary pay to estimate your paycheck every two weeks—gross, overtime, and a 2026 federal plus FICA take-home estimate. Typical year: 26 pay periods.

By Muhammad Abdullah Rauf · Founder, EverydayTools.proUpdated 2026-09-20· Reviewed by EverydayTools Editorial Team

What is a biweekly paycheck?

A biweekly paycheck is pay you receive every two weeks. A typical biweekly calendar has 26 paychecks a year. For salary, gross biweekly pay is annual salary ÷ 26. For hourly pay, it is hourly rate × hours per week × 2, plus overtime.

Biweekly (also written bi-weekly) means a paycheck every 14 days—not twice a month on fixed dates.

A standard year has 52 weeks, so 52 ÷ 2 = 26 pay periods. Some employer calendars produce 27 actual paydays when the weekday cycle lines up that way. Budget with 26 unless HR tells you otherwise.

Example: a $60,000 salary is $60,000 ÷ 26 = $2,307.69 gross every two weeks. At $25 an hour and 40 hours a week, gross is $25 × 40 × 2 = $2,000 per biweekly check before taxes.

This calculator also estimates take-home using 2026 federal income-tax brackets, the standard deduction, Social Security, and Medicare. State tax is an optional flat percent you enter. It is a planning estimate, not your employer’s withholding.

Gross biweekly pay is usually annual salary ÷ 26, or hourly rate × weekly hours × 2. Net pay is lower after federal tax, FICA, and deductions.

How to use this biweekly paycheck calculator

  1. Choose hourly or salary

    Use annual salary for salaried jobs. Use hourly if you are paid a wage, including overtime.

  2. Enter your pay

    Type annual salary, or hourly rate plus hours per week. Full-time is usually 40 hours.

  3. Add overtime if you work it

    Enter overtime hours per week and the multiplier. US overtime is typically 1.5×.

  4. Review the tax estimate

    Keep 2026 federal and FICA on for a take-home estimate. Add an optional state % , 401(k), or other deductions if you know them.

  5. Read take-home and the 26 vs 24 comparison

    The large number is estimated pay every two weeks. The frequency table shows the same annual gross split weekly, biweekly, semi-monthly, and monthly.

Worked paycheck examples

$50,000 salary biweekly

Input

$50,000 annual · 26 periods · single · 2026 federal + FICA

Output

Gross $1,923.08 · estimated take-home about $1,629

$50,000 ÷ 26 = $1,923.08 gross. After the 2026 standard deduction, federal tax, Social Security, and Medicare, take-home is about $1,629 per check.

$60,000 salary biweekly

Input

$60,000 ÷ 26

Output

Gross $2,307.69 per biweekly check

The same salary on a semi-monthly calendar (÷24) is $2,500 gross per check—fewer checks, larger deposits.

$25 an hour biweekly

Input

$25/hr · 40 hrs/week · no overtime

Output

Gross $2,000 every two weeks · $52,000 a year

$25 × 40 × 2 = $2,000. Annual gross is $25 × 40 × 52 = $52,000.

$20 an hour with overtime

Input

$20/hr · 40 regular hrs · 4 OT hrs/week · 1.5×

Output

Gross $1,840 · overtime $240

Regular $1,600 plus 8 period overtime hours at $30 = $240.

Annual salary to biweekly gross

Gross only, before taxes. Semi-monthly uses ÷24.

Annual salaryBiweekly (÷26)Semi-monthly (÷24)
$40,000$1,538.46$1,666.67
$50,000$1,923.08$2,083.33
$60,000$2,307.69$2,500.00
$75,000$2,884.62$3,125.00
$100,000$3,846.15$4,166.67

Hourly rate to biweekly gross (40 hours/week, no overtime)

Gross for 80 regular hours in two weeks.

Hourly rateBiweekly grossAnnual gross (×52 weeks)
$15/hr$1,200$31,200
$20/hr$1,600$41,600
$25/hr$2,000$52,000
$30/hr$2,400$62,400
$40/hr$3,200$83,200

Biweekly vs semi-monthly

BiweeklySemi-monthly
MeaningEvery 14 daysTwice a month on set dates
Paychecks per yearUsually 26 (sometimes 27 paydays)24
Same $60,000 salary$2,307.69 gross / check$2,500.00 gross / check
3-paycheck monthsUsually two months a yearNever

How this calculator estimates biweekly pay

Salary gross is annual pay divided by pay periods (26 for biweekly). Hourly gross uses weekly hours times 52 weeks, then splits that annual total across the selected periods. Take-home subtracts annualized 2026 federal income tax, FICA, optional state %, and per-check deductions.

Formula

Salary gross = annual salary ÷ pay periods
Hourly regular = hourly rate × hours/week × (52 ÷ pay periods)
Overtime = OT hours/week × hourly rate × multiplier × (52 ÷ pay periods)
Federal tax = 2026 bracket tax on (annual taxable − standard deduction) ÷ pay periods
FICA = Social Security 6.2% up to $184,500 + Medicare 1.45% (+ 0.9% Additional Medicare over the threshold)
Net ≈ period gross − federal − FICA − state − other deductions

Assumptions

  • A typical biweekly year uses 26 periods. Some calendars pay 27 times; annual salary is still usually contracted on 26.
  • Overtime hours are entered per week, then scaled to the pay period.
  • Traditional 401(k) reduces federal and state taxable wages, not Social Security or Medicare.
  • Filing statuses use 2026 IRS standard deductions: Single $16,100, Married filing jointly $32,200, Head of household $24,150.

Limitations

  • Federal tax is annualized brackets, not IRS Publication 15-T paycheck withholding or W-4 credits.
  • State tax is a flat percent you enter—not 50-state or local wage tables.
  • Does not model pretax HSA/FSA cafeteria elections, multiple jobs, or extra withholding.
  • Not employer payroll software or a pay stub.

Common mistakes to avoid

Dividing salary by 24 when you are paid biweekly

Every two weeks is 26 checks. Twice a month is 24. Using 24 makes each check look too high.

Treating biweekly and semi-monthly as the same

Biweekly follows a weekday every 14 days. Semi-monthly follows calendar dates.

Entering two weeks of overtime hours in the weekly OT field

Overtime hours are per week. Four OT hours each week means enter 4, not 8.

Assuming a flat tax percent equals paycheck withholding

This page now uses 2026 federal brackets and FICA. Real payroll still uses W-4 tables, benefits, and local tax.

Assuming every year has exactly 26 deposits

Some cycles pay 27 times. Confirm the count with HR before spending a “third check” that may not arrive.

When this tool isn't the right choice

You need exact multi-state or local withholding

State tax here is an optional flat percent. Use the salary tax estimator or your payroll portal for state tables.

You need employer payroll processing

This is an individual planning calculator, not payroll software or tax filing.

What to do next

Continue the workflow with the right follow-up tool.

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Frequently asked questions

How do you calculate a biweekly paycheck?

For salary, divide annual pay by 26. For hourly, multiply hourly rate × hours per week × 2, then add overtime. Subtract estimated taxes and deductions for take-home. Example: $25 × 40 × 2 = $2,000 gross every two weeks.

How many biweekly paychecks are there in a year?

Usually 26 (52 weeks ÷ 2). Depending on your employer’s payday weekday, some calendar years have 27 actual biweekly paydays. Use 26 unless payroll tells you the year has 27 checks.

Is biweekly pay every two weeks?

Yes. Biweekly means every 14 days. Semi-monthly means twice a month on set dates (for example the 15th and last day) and is 24 checks a year.

What is the difference between biweekly and semi-monthly pay?

Biweekly is every two weeks (about 26 checks). Semi-monthly is twice a month (24 checks). The same annual salary produces a smaller biweekly check and a larger semi-monthly check. Biweekly calendars also create two months with a third paycheck.

How much is $50,000 a year biweekly?

Gross biweekly pay is $50,000 ÷ 26 ≈ $1,923.08. Estimated 2026 take-home for a single filer with only federal tax and FICA is about $1,629 per check. State tax, 401(k), and benefits change the net.

How much is $60,000 a year biweekly?

Gross is $60,000 ÷ 26 ≈ $2,307.69 every two weeks. Semi-monthly would be $2,500. Net depends on filing status and deductions—enter $60,000 above to estimate take-home.

How much is $20 an hour biweekly?

At 40 hours a week with no overtime: $20 × 40 × 2 = $1,600 gross per biweekly paycheck, or $41,600 a year.

How is overtime calculated on a biweekly paycheck?

Enter overtime hours per week. This tool uses overtime hours × hourly rate × multiplier × 2 for a 26-period year. Four OT hours each week at $20 and 1.5× adds $240 to the two-week check.

Why do some years have 27 paychecks?

Biweekly paydays repeat every 14 days on the same weekday. When that weekday appears 27 times in a calendar year, employees on that cycle receive 27 deposits. Annual salary is still typically based on 26 periods unless the employer annualizes differently.

How accurate is this biweekly paycheck calculator?

Gross pay math is exact for the hours and salary you enter. Take-home is a 2026 planning estimate using federal brackets, the standard deduction, and FICA. It is not Publication 15-T withholding, and it does not run every state’s tax table. Compare with your pay stub.

Can I calculate take-home pay after taxes?

Yes—an estimate. Turn on federal income tax and FICA, optionally add a state percentage and deductions. For a fuller US state model, use the salary tax estimator on this site.

Privacy, accuracy, and trust

Privacy

Pay inputs are calculated in your browser. They are not uploaded for the core calculation, and results are not placed in the page URL.

Accuracy

Gross uses salary ÷ periods or hourly × hours × (52 ÷ periods). Take-home uses 2026 federal brackets, standard deduction, and statutory FICA. State tax is only the percent you enter.

Planning estimate only—not payroll, tax, legal, or financial advice. Official pay comes from your employer. Tax rules vary by filing status, benefits, and location.

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Reviewed by EverydayTools Editorial Team on 2026-09-20.

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